Specialist Loans

SMSF Property Loans – Finance Solutions for Your Self-Managed Super Fund

If you have—or are in the process of setting up—a Self-Managed Superannuation Fund (SMSF), your accountant, lawyer, or financial planner may have suggested purchasing property through your SMSF. You may also already own a property in your fund and suspect you’re paying too much with your current lender.

Either way, securing an SMSF property loan can be challenging, especially since most major banks have stepped away from this type of lending.

What Can You Buy with an SMSF Loan?

With SMSF lending, you’re able to:

• Purchase a commercial property and lease it back to your own business
• Buy an investment property whether commercial or residential for rental to a third party
• This flexibility allows you to use your superannuation more strategically to build long-term wealth.

Why SMSF Loans Are Different

Unlike residential loans, SMSF loans have strict rules and require professional advice. You must always seek legal, accounting, and financial planning input to ensure compliance.

At Loanworx, we understand the complexities of SMSF borrowing. Having successfully arranged many SMSF loans, we know the key issues to watch out for and how to work seamlessly with your professional team.

How Loanworx Can Help with SMSF Finance

Access to SMSF specialist lenders – we work with a panel of lenders who understand SMSF structures

• Tailored loan structures – aligned to your fund’s investment strategy and legal obligations
• End-to-end project management – we coordinate with your accountant, financial planner, and lawyer to keep everything on track
• A smooth process with minimal stress – so you can focus on your investment, not the paperwork

Secure the Right SMSF Loan Today

Whether you’re purchasing your first property through your SMSF or refinancing an existing one, Loanworx SMSF finance specialists can help secure a great deal while keeping everything compliant.

👉 Contact Loanworx today to discuss your SMSF property loan options and start building wealth through your super fund with confidence.

Specialist Home Loans for Professionals and High-Income Earners

If your background is in a professional field—such as accounting, law, medicine, or the entertainment industry—your financial position may be more complex than most. You may have multiple income streams, business entities, allowances, or trust structures that make applying for a standard home loan more challenging.

The good news? As a qualified professional, you may also be eligible for specialist loan programs that give you access to higher-value loans with lower deposits and, in many cases, without the extra cost of Lenders Mortgage Insurance (LMI).

Loan Options Tailored for Professionals

At Loanworx, our brokers have access to specialist lending schemes designed for professionals. Depending on your circumstances, these programs may allow you to:

• Borrow up to 95% of the property value without paying LMI
• Access discounted interest rates reserved for professionals
• Structure loans to suit multiple income streams, trusts, and entities

This can mean significant savings and greater flexibility when buying your own home or building an investment portfolio.

Why Professionals Choose Loanworx

We understand your time is valuable and your financial structure may be complex. That’s why we provide:

• Flexible appointments – at your workplace, home, or online via Zoom, outside normal business hours
• Specialist knowledge – in reading and presenting financials in a way lenders understand
• Strong lender relationships – many banks are eager to lend to professionals, and we know which ones will give you the best deal
• End-to-end management – we liaise directly with your accountant, lawyer, and advisors to keep the process smooth and stress-free

Trusted Lending for Professionals

Whether you’re a doctor, lawyer, accountant, engineer, consultant, or entertainer, we’ve helped professionals like you secure the finance they need quickly and with minimal hassle.

At Loanworx, we live by our motto: “Trust us, you’re in safe hands.”

👉 Contact us today to explore your professional home loan options and see how much you could save.

Low Doc Home Loans for Self-Employed Borrowers

Being self-employed has its rewards—but applying for a home loan isn’t always one of them. Banks often demand years of financial paperwork, and if your tax returns aren’t up to date or your business has recently changed direction, your income may not be reflected properly. This can make getting finance feel like an uphill battle.

Specialist Self-Employed Loan Options

At Loanworx, we work with a panel of dedicated lenders who specialise in helping self-employed clients. Depending on your situation, we can arrange finance using:

• Self-declared income loans
• BAS statement loans
• Accountant’s declaration of income

These options provide flexibility when traditional full-doc loans aren’t suitable.

What Are Low Doc Loans?

These solutions are often referred to as Low Doc Loans because they require less documentation than standard mortgages. Despite this, they’re often not much more expensive than traditional home loans and can be tailored to fit your business circumstances.

Why Choose Loanworx for Self-Employed Lending?

• Access to a wide range of specialist lenders who understand self-employed income
• Hundreds of loan options reviewed daily
• Quick, efficient approvals designed to suit your unique financial profile
• Guidance on presenting your income in the best way to maximise borrowing power

Make Your Next Move with Confidence

Don’t let paperwork delays hold you back. With the right advice and access to specialist lenders, securing a loan as a self-employed borrower can be straightforward.

 👉 Contact our experienced mortgage brokers at Loanworx today to explore your self-employed home loan options.

Private Lending Solutions for Fast and Flexible Finance

Not all lending fits neatly into the boxes set by banks and traditional lenders. Sometimes you need quick access to funds to:

• Bridge the purchase of a property
• Cover a development project that’s gone over budget
• Inject capital into your business due to an unforeseen event

With so many private lenders in the market, it can be difficult to know where to start or which ones you can trust.

Why Consider Private Lending?

Private loans provide a fast, flexible alternative when mainstream banks are not an option. While interest rates and fees are generally higher than those from traditional lenders, private funding can be the right solution when:

• Timing is critical
• Your project doesn’t meet standard lending criteria
• You need a short-term financial fix

Loanworx: Your Trusted Partner in Private Finance

At Loanworx Group, we specialise in sourcing tailored private lending solutions. We work with a select panel of boutique, established private lenders who have a proven track record for reliability and transparency. That means:

• No last-minute changes in terms
• Clear communication from start to finish
• Funding delivered when you need it most

The Loanworx Advantage

• Access to reputable private mortgage lenders
• Fast approvals when time is critical
• Specialist expertise in structuring private loans for property, development, and business needs
• Guidance on balancing higher costs with the right short-term outcome

Secure the Funds You Need, When You Need Them

Private lending isn’t for everyone—but when speed and flexibility matter, it can be the difference between seizing an opportunity or missing out.

👉 Contact the team at Loanworx Group today to discuss your private lending and short-term finance options.

Car Finance & Personal Loans Made Simple

Buying a car is exciting—but often, you need access to funds fast. If you’re purchasing from a dealership, you’ve probably been offered their in-house finance. Or, if you’re buying privately, you’ll need to arrange your own loan. With so many lenders available, where do you start? And how do you avoid multiple applications that could harm your credit score?

Beyond Car Finance – Flexible Personal Loan Options

An unsecured personal loan can also help you with:

• Paying off credit cards
• Funding a holiday
• Covering wedding expenses
• Financing a small home renovation
• Any other legitimate personal purpose

Loanworx: Your Car & Personal Loan Specialists

At Loanworx, we work with a team of specialists who have access to a wide range of motor finance lenders and personal loan providers. Depending on your circumstances and credit history, we can:

• Recommend the most suitable lender for your needs
• Handle the entire application process on your behalf
• Secure quick approvals—sometimes within 24 hours

Our expertise lies in finding the right lender the first time, ensuring you don’t miss out on important purchases or opportunities.

Loans Tailored to You

Whether you need $5,000 for a second-hand car or $250,000 for a Ferrari, Loanworx delivers the same consistent, professional service every time.

👉 Contact Loanworx today to explore your car finance and personal loan options—and get the funds you need, faster.