Whether you’re buying your first investment property, growing your portfolio, or reviewing an existing loan, the right finance structure can make a big difference to your long-term returns. At Loanworx, we compare options from over 40 Australian lenders to help you secure property investment loans that match your strategy — not just your circumstances today, but where you want to be in the future.
Investment lending is rarely one-size-fits-all. Different lenders assess income, rental returns, and existing debts in very different ways. That’s why investors work with us — we look beyond a single bank’s rules and build a loan plan around your goals.
We make the process clear and straightforward. You’ll get practical advice on loan types, serviceability, rental income treatment, and structure choices, so you can invest with confidence and avoid expensive mistakes later.
Australia’s rental market remains strong in many areas, and lender competition continues to create good opportunities for investors. A well-structured investment loan can help you:
Loanworx helps you explore options such as:
If you’re planning a purchase soon, or you simply want to check whether your current loan still fits your strategy, now is a good time to talk.
A typical Loanworx investor consultation takes under 30 minutes. Pre-approval timeframes vary by lender and complexity, but many clients receive an outcome within 1–5 weeks.
If you haven’t reviewed your investment loan recently, you could be missing opportunities to improve cash flow, use equity more effectively, or position yourself better for your next purchase. With ongoing lender competition and changing assessment policies, the right structure today can make a meaningful difference to your long-term returns.
On average, an investor consultation takes under 30 minutes, and many pre-approvals are completed within 1–5 weeks, depending on lender and complexity.
Discover a smarter way to structure your property investment loans.
A good interest rate matters — but structure matters more. The right setup can protect your cash flow and give you flexibility when markets change.
That’s why at Loanworx, we provide clear, transparent advice—so you understand both the costs and the potential gains before refinancing.
We work with leading Australian banks and specialist investment lenders, giving you access to a wide range of products and approval pathways — including lenders who are more flexible for investors with multiple properties or complex income.
Our process keeps things simple and efficient:
We learn about your current position, investment goals, and timeline.
We assess loan products from major and specialist lenders to find the best match.
We organise pre-approval so you can shop with confidence.
We take care of settlement and help set your loan structure up for future growth.
They work similarly to standard home loans, but are assessed differently. Lenders factor in rental income, existing debts, and investor risk policies when approving the loan.
Investment loans usually come with stricter serviceability rules, may have higher rates, and often include interest-only options.
Yes. Lenders assess whether you can still repay the loan if rates rise over time.
Absolutely. Yes. Many investors use equity from an existing property as part (or all) of their deposit.
For many investors, property remains a reliable long-term wealth strategy — particularly in markets with steady rental demand such as Melbourne.
If you’re looking for a finance plan that supports long-term growth — not just a quick approval — our team is ready to help.
It’s what we do best. Call us now on 1300 562 696 or fill in the below form to speak to one of our highly skilled brokers.
Level 15/412 St Kilda Rd
Melbourne VIC 3004
Loanworx Group Pty Ltd as trustee for Loanworx Group Trust and brokers representing it, are credit Representatives of Loanworx Group Licencing Pty Ltd (Australian Credit Licence number 495267). Please note, we adopt best practice regarding Australia’s privacy legislation. Your contact information will be collected by us and by our aggregator, and its subsidiaries and related businesses. We use this information to stay in contact and provide our services to you, and we may also use your information to offer or provide you with additional products or services or ask for your feedback. We may not be able to assist you if we do not have your current contact information. We may need to disclose your information to our associates, contractors, and service providers, who may be overseas. Our Privacy Policy available at www.loanworx.com.au contains information about how you can access your personal information and request corrections or complain if you are dissatisfied with how we have dealt with your personal information.
Copyright © Loanworx | Privacy Policy
