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Whether you’re looking to reduce repayments, improve your loan structure, or access additional funds, our expert team is here to help you make the most of your home loan with minimal stress and maximum savings.
At Loanworx, we make refinancing your home loan simple, strategic, and stress-free. With over 25 years of experience and strong relationships with a wide range of lenders, we’re in the best position to help you refinance smarter, not harder.
We specialise in helping you refinance your home loan with minimal hassle, and we can also assist if you’re looking to access extra funds. You don’t necessarily need to move your everyday banking unless you want to, but doing so can often lead to even greater benefits.
If you’ve had your current loan for a few years, it might be time to reassess whether you’re still getting the best deal or if you need to access some extra funds.
Many clients come to us to refinance their home loan for a variety of reasons:
Even if the idea of switching lenders feels too time-consuming or complicated—we’re here to do the heavy lifting.
If you haven’t reviewed your mortgage in the past two years, you could be missing out on significant savings. For instance, just a 0.25% reduction in interest on a $500,000 loan over 30 years could save you approximately $25,000 in interest. That’s money you could use elsewhere—and it could take less time than you think.
On average, the process takes about 5–6 weeks, though some lenders can complete it in 3–4 weeks for urgent cases.
Discover the smarter way to refinance.
Refinancing your home loan can be a game-changer, but being well-informed is essential before making the switch. Here’s what you need to know:
That’s why at Loanworx, we provide clear, transparent advice—so you understand both the costs and the potential gains before refinancing.
It’s important to us that we offer a wide range of lender options to you. Our access to over 1500 products ensures that we work in your best interest in matching the most suitable lenders for your situation. Here are some of the lenders that our brokers may work with for you.
Refinancing doesn’t have to be complicated. Our step-by-step approach ensures you get the best refinance home loan solution with minimal effort on your part.
We get to know your financial goals, current mortgage, and future plans.
Using our advanced software and lender network, we identify refinance options that meet your specific needs.
Once you’re happy with the structure and rate, we help you secure pre-approval.
We handle the paperwork and lender coordination, so you can start saving faster.
Here to support you on your financial journey
There’s no strict limit on refinancing frequency. However, it’s important to ensure the costs don’t outweigh the benefits. We help assess if it’s the right time based on your situation.
Refinancing involves switching to a new loan—either with your current lender or a new one. Renegotiating means adjusting your current loan’s terms. We’ll always try to negotiate with your current lender first to save you time and effort.
Yes, applying for a new loan involves a credit check, which may temporarily lower your score. However, maintaining healthy debt habits after refinancing can improve your credit long-term.
Absolutely. We work with lenders who specialise in flexible refinance home loan solutions, even for self-employed applicants or those with imperfect credit.
Yes—even a 0.25% drop can lead to tens of thousands in savings over time. We’ll provide a cost-benefit analysis so you can make an informed decision.
Unlock better rates, flexible features, and real savings with our refinance home loan solutions. Whether you’re in Brisbane or beyond, our experienced team is here to guide you every step of the way.
It’s what we do best. Call us now on 1300 562 696 or fill in the below form to speak to one of our highly skilled brokers.
Phone: 1300 LOANWORX (1300 562 696)
Email: enquiries@loanworx.com.au
Our Office: Level 15/412 St Kilda Rd, Melbourne VIC 3004
Loanworx Group Pty Ltd as trustee for Loanworx Group Trust and brokers representing it, are credit Representatives of Rymark Industries Pty Ltd (Australian Credit Licence number 495267). Please note, we adopt best practice regarding Australia’s privacy legislation. Your contact information will be collected by us and by our aggregator, and its subsidiaries and related businesses. We use this information to stay in contact and provide our services to you, and we may also use your information to offer or provide you with additional products or services or ask for your feedback. We may not be able to assist you if we do not have your current contact information. We may need to disclose your information to our associates, contractors, and service providers, who may be overseas. Our Privacy Policy available at www.loanworx.com.au contains information about how you can access your personal information and request corrections or complain if you are dissatisfied with how we have dealt with your personal information.
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