Pauline Ryan

CEO

With over three decades of experience under her belt, Pauline’s expertise Personal Finance is unparalleled.. Her clients swear by her ability to navigate the labyrinth of loan options, effortlessly steering them towards the best deals tailored to their individual needs. Pauline’s secret lies not only in her comprehensive knowledge but also in her innate understanding of the emotional journey of buying a home, making her a trusted confidante for countless families embarking on this significant milestone.

Beyond her impressive track record, Pauline’s dedication to her craft sets her apart. She doesn’t just stop at finding a good deal; she goes above and beyond to secure the absolute best terms for her clients. Her commitment to excellence and unwavering integrity have earned her not only the respect of her peers but also the enduring loyalty of her clients, who often become lifelong advocates of her services. In an industry where trust is paramount, Pauline Ryan stands as a beacon of reliability, ensuring that dreams of homeownership become a tangible reality for all who seek her expertise.

Credit Representative Number: 394935.

pauline@loanworx.com.au

0438 044 790

Services

Home Loans

Home buying
Property investment
Loan refinancing
Construction finance
Medico, professional & entertainer finance
SMSF residential loans

View personal finance services

Commercial Loans

Business property purchase
Property investment purchase
Loan refinancing
Property development finance
Business purchase, refinancing or restructuring
Working capital finance
Vehicle & equipment finance

View commercial finance services

Specialist Services

Vehicle sourcing
Buyer’s advocacy & property sourcing
General property, landlord, motor & business insurance
Risk insurance
Conveyancing services
Accounting services
Private lending
Car finance & personal loans

View personal finance services

Key Service Areas

Pauline Ryan's expertise extends across the vast landscape of Australia's real estate market, with a particular focus on the idyllic surf coast area of Victoria. Nestled along the stunning coastline, Pauline's clientele spans the charming seaside towns of Torquay, Anglesea, Ocean Grove, Barwon Heads, and Aireys Inlet.

Our Office

Level 15/412 St Kilda Rd, Melbourne VIC 3004

Client Testimonials

Excellent

Based on 73 reviews

2 months ago

Response from the owner:Hi Hina Many thanks for this great review. It has been a pleasure for the Loanworx Group team to work with you and we look forward to helping you again in the future.

George Mubayiwa

2 months ago

Thank you, Tony, for your expert guidance, insightful financial analysis, and thorough risk assessments. I highly appreciate your diligence in ensuring all loans strictly met regulatory obligations, leaving me completely free of financial entanglements. I look forward to working with you again later this year.

Response from the owner:Thank you so much for your kind words — it means a great deal to the whole team here at Loanworx Group. Helping you secure your next investment property is exactly the kind of outcome we work towards every day, and it was a genuine pleasure guiding you through the process. At Loanworx Group, our investment property finance specialists such as Tony take pride in delivering thorough financial analysis, clear risk assessment, and full regulatory compliance — so our clients can move forward with complete confidence and no loose ends. Knowing you felt fully supported and free of any financial entanglements is the best result we can hope for. Whether you're growing a property portfolio, exploring your next investment loan, or simply revisiting your current mortgage strategy, Tony and team are always here to help you find the right structure and the most competitive rates available. We look forward to working with you again later this year — and to helping you take the next step in building your portfolio.

Jennifer Smith

2 months ago

I was looking for a mortgage broker to refinance my home and three investment properties that were under-utilised. Tony Boyd was recommended by a friend and on our first telephone conversation I felt like he understood my concerns and made me feel good about the options ahead of me. Always very positive, professional and caring in his approach to what had to be done to achieve a positive outcome. I would highly recommend Tony Boyd thanking him for his patience and understanding. Jenni Smith

Response from the owner:Jennifer- thanks for your kind words and for trusting us with your home loan refinance and investment property loan restructure. We’re pleased to hear that Tony was able to support you through the process and help unlock the potential in your properties. Refinancing several properties and restructuring lending can be complex, so it’s great to know you felt confident, informed, and supported every step of the way. At Loanworx Group, we focus on delivering tailored mortgage solutions, helping clients reduce costs, improve cash flow, and make the most of their property portfolio through strategic refinancing and lending advice. Tony’s professional, patient, and caring approach is exactly what we aim to provide for every client. Thank you again for your recommendation—it means a lot to our team. If you ever need help reviewing your loans, exploring better rates, or planning your next property move, we’re always here to help.

Tanya McInerney

2 months ago

Response from the owner:Thanks Tanya for the 5 star review - it has been a pleasure working with you and we look forward to working with you again in the future.

Ashleigh Capicchiano

2 months ago

Tony was great, with his advice we were able to get a significant reduction in our interest rate

Response from the owner:Thanks Ashleigh we’re really glad we could help you achieve a significant reduction in your interest rate through a home loan review. At Loanworx, we focus on making sure our clients always have the most competitive options available — whether it’s repricing an existing loan or exploring better solutions across lenders. It’s great to see the result making a real difference for you, and we appreciate you trusting us as your mortgage broker in Melbourne. If you ever need another review or have questions about your home loan, we’re always here to help. Thanks again for your support!

Rachel Leah

3 months ago

Neil from Loanworx assisted us in setting up our home loan, he did an exceptional job at explaining the process thoroughly and he was always there when we had any questions. He was very helpful and made the whole experience setting up our first home loan a breeze! Very happy! 😊

Response from the owner:Thank you Rachel so much for your kind words! 😊 We're really glad we could support you through your journey as a first home buyer and help make the home loan process clear and stress-free. At Loanworx, we pride ourselves on providing simple, tailored home loan solutions and being there every step of the way to answer questions and guide our clients with confidence. It’s great to hear that the experience felt like a breeze for you—that’s exactly what we aim to deliver for every client looking for a mortgage broker in Australia who puts their needs first. Thanks again for trusting Loanworx with your first home loan. We wish you all the best in your new home and are always here if you need help with refinancing, investing, or any future finance needs.

Taylor EM

3 months ago

Tony was phenomenal and very effective in getting our loan completed for us. His professionalism and expertise shines through. Highly recommend! Couldn't not recommend Loanworx enough!!

Response from the owner:Hi Taylor. Thank you for taking the time to share such thoughtful feedback. We’re pleased to hear that Tony delivered an exceptional experience and guided your loan through to completion with professionalism and precision. His depth of expertise and commitment to achieving the right outcome for our clients is something we take great pride in. We sincerely appreciate your recommendation and wish you every success moving forward. Should you require assistance in the future, it would be our pleasure to assist you again.

samantha O'Keefe

3 months ago

Senational people to deal with, with vast experience and a wealth of knowledge. They are very friendly and extremely helpful

Response from the owner:Thank you Sam so much for your kind words — we really appreciate your support with our clients. At Loanworx, we’re passionate about helping Australians with home loans, refinancing, investment loans, and business finance, and it’s great to hear of such a positive experience with our team. Our goal is to deliver tailored financial solutions and a common-sense approach to mortgage broking, making the process simple, clear, and stress-free. As a trusted mortgage broker in Melbourne, we draw on decades of combined experience and access to a wide range of lenders to ensure we find the right loan to suit each client’s needs — not the lender’s. We pride ourselves on building long-term relationships through friendly service, expert advice, and personalised support at every stage of your finance journey — whether you’re buying your first home, investing, or looking to become debt free sooner. Thanks again for working with Loanworx — we look forward to working with you again in the future.

David B

3 months ago

Tony was very informative and also patient as we looked into multiple options. Tony guided us through the process and got us the best deal possible. We will be back for any future purchases.

Response from the owner:Thank you David for the great review. We’re delighted to hear that Tony provided clear guidance and took the time to walk you through multiple home loan options. At Loanworx Group, our mortgage brokers focus on delivering tailored finance solutions and helping clients secure the best possible outcome. We really appreciate your trust in our team and look forward to assisting you with any future property purchases or finance needs.

Stefano Romeo

3 months ago

I had an excellent experience working with my broker. The process was handled professionally from start to finish, with clear communication, strong attention to detail, and a genuine commitment to getting the best outcome. Nothing was ever too much trouble, and I always felt supported and informed. Highly recommend to anyone looking for a reliable and knowledgeable broker.

Response from the owner:Thank you for taking the time to share your experience with Loanworx. Providing clear communication, strong attention to detail, and professional guidance is central to how our mortgage broker team supports clients through every stage of the home loan process. We’re pleased to hear you felt supported and well informed while we worked toward securing the best lending outcome for you. Helping clients navigate their lending options with confidence is exactly what we aim to deliver. Thank you for your recommendation and trust — we look forward to assisting you again with your home loan or refinancing needs 😊

Ready to start your finance journey with Pauline or have any questions?

Contact Pauline on the below or fill out the contact form.

pauline@loanworx.com.au

0438 044 790

Pauline Ryan

CEO

Services

Home Loans

Commercial Loans

Specialist Services

Key Service Areas

Our Office

Client Testimonials

Ready to start your finance journey with Pauline or have any questions?

Home Loans

Vehicle & Equipment Finance

Who We Help

Commercial Loans

Specialist Loans

Geelong & Surf Coast

Mortgage Broker Melbourne