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Pauline Ryan


With over three decades of experience under her belt, Pauline’s expertise Personal Finance is unparalleled.. Her clients swear by her ability to navigate the labyrinth of loan options, effortlessly steering them towards the best deals tailored to their individual needs. Pauline’s secret lies not only in her comprehensive knowledge but also in her innate understanding of the emotional journey of buying a home, making her a trusted confidante for countless families embarking on this significant milestone.

Beyond her impressive track record, Pauline’s dedication to her craft sets her apart. She doesn’t just stop at finding a good deal; she goes above and beyond to secure the absolute best terms for her clients. Her commitment to excellence and unwavering integrity have earned her not only the respect of her peers but also the enduring loyalty of her clients, who often become lifelong advocates of her services. In an industry where trust is paramount, Pauline Ryan stands as a beacon of reliability, ensuring that dreams of homeownership become a tangible reality for all who seek her expertise.


Home Loans

  • Home buying
  • Property investment
  • Loan refinancing
  • Construction finance
  • Medico, professional & entertainer finance
  • SMSF residential loans

Commercial Loans

  • Business property purchase
  • Property investment purchase
  • Loan refinancing
  • Property development finance
  • Business purchase, refinancing or restructuring
  • Working capital finance
  • Vehicle & equipment finance

Specialist Services

  • Vehicle sourcing
  • Buyer’s advocacy & property sourcing
  • General property, landlord, motor & business insurance
  • Risk insurance
  • Conveyancing services
  • Accounting services
  • Private lending
  • Car finance & personal loans

Key Service Areas

Pauline Ryan's expertise extends across the vast landscape of Australia's real estate market, with a particular focus on the idyllic surf coast area of Victoria. Nestled along the stunning coastline, Pauline's clientele spans the charming seaside towns of Torquay, Anglesea, Ocean Grove, Barwon Heads, and Aireys Inlet.

Our Office

Level 15/412 St Kilda Rd, Melbourne VIC 3004

Client Testimonials

Based on 22 reviews
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J ThomsonJ Thomson
02:28 22 Jun 24
We had such a good experience with Loanworx. From start to finish Neil and Veronica were really good to work with. They took the time to understand our needs and were always happy to answer our questions. We will definitely be using them again in the future. Thanks again.
Alice BradleyAlice Bradley
01:45 14 Jun 24
Neil has been informative and supportive. He has been truly helpful and provided us with a great service. I would highly recommend the Loanworx Group to anyone seeking financial help.
sharal mirandasharal miranda
04:21 21 May 24
Neil stepped into to help settle my land loan when everything felt overwhelming and stressful. He and his team tailor made a loan which worked very well with my unique difficult situation and took the stress out of the entire process.I highly recommend Neil and his team as they are not only professional but bring a personal touch where they support you through the whole process and you can feel confident you are in honest good hands.
Joshua WhiteJoshua White
10:55 14 May 24
Neil was incredibly helpful and we couldn’t ask for a better person to help guide us through the loan and buying process. As first home buyers, we were both very inexperienced and Neil was very knowledgeable and answered all our questions. Neil went above and beyond to help us secure our first home and we couldn’t be more grateful.
elycia petrieelycia petrie
10:19 03 May 24
Pauline and team made all my dreams come true. Through some really difficult times they where able to navigate through the lenders and find the best loan that worked for me being a single mother. They exceeded all my expectations and would highly recommend to everyone seeking assistance with borrowing.
LOANWORX is by far the best broker you will find in Australia. The results and solutions you will receive are second to none. Highly recommend.
Nick TateNick Tate
02:27 22 Mar 24
Neil and his team from Loanworx Group were outstanding to work with, professional, reliable, efficient, very knowledgeable yet friendly and polite to deal with.I have no hesitation to highly recommend them, great team!
Rochelle BuxRochelle Bux
05:06 24 Jul 23
We worked with Sev and Melissa at Loanworx to get our first home mortgage. Sev went above and beyond for us. We had a few special circumstances with my husband being on a partnership visa and being new in his job but Sev worked really hard to find us a bank to make our property owning dreams come true. Melissa and Sev were always there to answer any additional questions we had and always made us feel confident and comfortable. Thank you to the team at Loanworx! We highly recommend.
Gabriella VangeliGabriella Vangeli
11:03 14 Jun 23
Sev at Loanworx was a great help to me through the purchase of my first property. He was very professional and took the time to educate me on all of the different processes. Very grateful for his assistance and cannot speak higher of him!
Sid D.Sid D.
01:45 24 May 23
I had a wonderful experience with Loanworx, specifically Sev Herath, during my first home purchase. After making an offer on a property with a financing condition, I approached Loanworx for assistance. Sev worked tirelessly to find me the best deals and hustled to secure approval from my first choice of bank before the financing condition expired. He even had a backup plan in case of delays.As a first-time homebuyer, Sev was fantastic at explaining everything to me. He patiently answered my questions and provided valuable insights throughout the process. I felt confident and well-informed under his guidance.I cannot thank Sev Herath and the Loanworx team enough for their exceptional support. Their dedication, hard work, and commitment to their clients are commendable. I highly recommend Loanworx, especially for first-time homebuyers.Thank you, Sev, for making my dream of owning a home a reality!
Lauren ValvoLauren Valvo
02:16 13 Apr 23
The team at Loanworx are nothing short of exceptional. Sev and Pauline are so professional and made the entire loan process stress free and seamless. The amount of work that Sev did in the background was so thorough and intensive. Sev left no stone unturned to ensure we got the best result possible.We would happily recommend Loanworx to any of our family and friends.

Ready to start your finance journey with Pauline or have any questions?

Contact Pauline on the below or fill out the contact form.