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June 10, 2026

Home Loans for Engineers: LMI Waivers, Higher Borrowing Capacity, and Professional Lending Benefits

Key Takeaways Eligible engineers can access concessions, most notably a waiver of Lenders Mortgage Insurance at loan-to-value ratios up to 90% and sometimes 95%, saving tens of thousands on a…
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News
June 10, 2026

Home Loans for Teachers: How HECS Debt, Contracts, and Employment Type Affect Borrowing Power

Key Takeaways A HECS or HELP debt never touches your credit score, but its compulsory repayment reduces usable income, which can lower how much you borrow, more so at higher…
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News
June 10, 2026

Home Loans for Nurses: LMI Waivers, Overtime Income, and Lending Options for Healthcare Workers

Key Takeaways Eligible nurses can access concessions, most notably a waiver or reduction of Lenders Mortgage Insurance that allows a smaller deposit, though they are more conditional and usually capped…
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News
June 10, 2026

Home Loans for Doctors: No LMI, Higher Borrowing Power, and Specialist Lending Benefits

Key Takeaways Eligible doctors can access genuine concessions, most notably a waiver of Lenders Mortgage Insurance at loan-to-value ratios up to 90% or 95%, saving tens of thousands on a…
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News
June 10, 2026

Self-Employed Home Loans in 2026: What Documents and Income Evidence Lenders Need

Key Takeaways Self-employed approval rarely turns on how much you earn, but on whether lodged returns, notices of assessment, BAS, and clean financials can verify it. Lenders assess taxable income…
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News
June 10, 2026

Retirement Home Loans in Australia: Mortgage Options for Borrowers Over 60

Key Takeaways Age alone does not stop you from borrowing after 60; lenders focus on whether your retirement income and repayment plan hold up, not how old you are. Options…
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News
June 10, 2026

Equity Release for Over 55s: How to Access the Value in Your Home Without Selling

Key Takeaways Equity release is a family of options, not one product: a reverse mortgage, the Home Equity Access Scheme, a cash-out refinance, or downsizing, each suiting a different person.…
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News
June 10, 2026

Refinancing an SMSF Loan: When to Do It, What to Check, and How the Process Works

Key Takeaways An SMSF loan can be refinanced with your current or a new specialist lender, but it must stay within the LRBA and is assessed much like a new…
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News
June 10, 2026

SMSF Property Loans Explained: What You Can Buy, What You Can’t, and How the Process Works

Key Takeaways An SMSF can borrow to buy one property through a limited recourse borrowing arrangement, with the property held in a separate holding trust until the loan is repaid.…
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News
June 10, 2026

Negative Gearing in Australia 2026: How It Works and What It Means for Property Investors

Key Takeaways Negative gearing means an investment property's holding costs exceed its rent, creating a loss; the tax benefit softens that loss but never turns it into a profit. The…
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commercial mortgage bridging loanNews
June 10, 2026

Investment Property Loans Explained: How They Differ From Owner-Occupied Home Loans

Key Takeaways The defining difference is loan purpose: investment loans usually carry higher rates, tighter LVRs, and more often interest-only repayments than owner-occupied loans. Lenders shade rental income, counting only…
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News
June 10, 2026

How to Refinance Your Home Loan in 2026: A Practical Step-by-Step Guide

Key Takeaways Refinancing replaces your loan to secure a lower rate, better features, equity access, or debt consolidation, but the real test is the net benefit after every cost, not…
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News
June 10, 2026

Home Loan Pre-Approval Explained: How It Works, How Long It Takes, and Why It Matters

Key Takeaways Pre-approval is a lender's conditional, in-principle indication of how much it will lend, not final approval of a loan for a specific property. A fully assessed pre-approval, where…
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News
June 10, 2026

How Much Deposit Do You Need for a Home Loan in Australia?

Key Takeaways A 20% deposit avoids Lenders Mortgage Insurance, but it is not compulsory: 10% to 15% is common, and eligible first home buyers can buy with 2% and no…
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News
June 10, 2026

Mortgage Broker vs Bank: Which Is Better for Your Home Loan in Australia?

Key Takeaways A bank offers only its own products under one credit policy; a broker compares a panel of lenders and can match you to the one most likely to…
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News
June 10, 2026

First Home Buyer Grants and Schemes in Australia 2026: A Complete Guide

Key Takeaways The Australian Government 5% Deposit Scheme lets eligible buyers purchase with a 5% deposit and no LMI, with income and place caps gone since 1 October 2025; only…
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News
June 10, 2026

First Home Buyer Guide 2026: From Saving Your Deposit to Settlement Day

Key Takeaways The expanded Australian Government 5% Deposit Scheme now lets eligible buyers purchase with a 5% deposit and no LMI, with income limits and place caps removed from 1…
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News
June 9, 2026

Should You Buy or Lease Your Business Premises? Finance Pros and Cons

Key Takeaways The buy versus lease decision for business premises is one of the most consequential financial decisions for established business owners, with consequences that compound over decades. Buying produces…
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News
June 9, 2026

Residential vs Commercial Investment Property Loans: Which Is Harder to Get?

Key Takeaways Commercial investment property loans are generally harder to obtain than residential investment loans, but the 'harder' framing oversimplifies; the two have fundamentally different mechanics across deposit, rate, income…
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News
June 9, 2026

Releasing Equity from Commercial Property: Cash-Out Refinance and Equity Loans Explained

Key Takeaways Equity release from commercial property typically occurs through a cash-out refinance (replacing the existing loan with a larger one) rather than through separate equity loans, which are less…
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News
June 9, 2026

How Lenders Assess Commercial Property Income: Lease, Yield, and Interest Cover

Key Takeaways Lenders assess commercial property income through a layered lens: gross rent is shaded for vacancy and outgoings, then weighted by tenant quality, lease term, and lease structure to…
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News
June 9, 2026

Commercial Property Loans for Professional Service Practices: Medical, Legal, Accounting and Allied Health

Key Takeaways Professional service practitioners (medical, legal, accounting, allied health) typically receive favourable commercial lender treatment because of strong, stable income, industry resilience, and high barriers to entry that protect…
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News
June 9, 2026

Commercial Loans for Franchises: Buying Premises, Fit-Outs or Equipment

Key Takeaways Franchise finance typically involves multiple loan categories working together: premises (buying or leasing), fit-out finance, equipment finance, and working capital, each with different LVRs, terms, and lender appetites.…
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News
June 9, 2026

Commercial Loan Valuations: Why They Can Change Your Approval

Key Takeaways Commercial property valuations are more complex than residential because they depend on the property's income-earning capacity, lease quality, and use, not just on physical attributes and comparable sales.…
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News
June 9, 2026

Commercial Loan Pre-Approval: Can You Get Approved Before Buying?

Key Takeaways Commercial loan pre-approval confirms what a lender is willing to lend based on the borrower's position, before a specific property is identified. It is not a binding commitment…
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News
June 9, 2026

Commercial Loan Personal Guarantees: What Business Owners Need to Know

Key Takeaways A personal guarantee on a commercial loan is a separate contract that creates personal liability for the director, on top of the company's obligation. If the company defaults,…
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News
June 9, 2026

Commercial Loan Interest Tax Deductibility: General Principles and When to Get Tax Advice

Key Takeaways Interest deductibility on commercial loans is determined by the purpose for which the borrowed funds are used, not by the security supporting the loan or the type of…
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News
June 9, 2026

Commercial Loan Declined? Common Reasons and What to Do Next

Key Takeaways A declined commercial loan application is rarely the end of the road; in most cases, the same deal can be approved by a different lender once the underlying…
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News
June 9, 2026

Commercial Loan Covenants and Annual Reviews Explained

Key Takeaways Commercial loans come with ongoing obligations that continue throughout the loan's life, not just at application; covenants, reporting requirements, and annual reviews are all part of what borrowers…
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News
June 9, 2026

Commercial Loan Borrowing Power: How Much Can You Borrow?

Key Takeaways Commercial loan borrowing power is determined by two main constraints: serviceability (whether your cash flow can support the repayments) and security (how much the property or asset can…
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News
June 9, 2026

Commercial Fit-Out Loans: Funding Renovations for a Business Premises

Key Takeaways Fit-out finance is a distinct category from property finance and general business loans, designed to fund the build, refurbishment, equipment installation, and improvements that turn a commercial property…
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News
June 9, 2026

Buying Commercial Property as an Investment: Finance Risks Every Business Owner Should Understand

Key Takeaways Commercial property investment carries specific risks that connect directly to the loan structure: lease expiry, tenant quality, outgoings, GST treatment, valuation volatility, yield compression, and vacancy periods all…
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News
June 2, 2026

Principal and Interest vs Interest-Only Commercial Loans

Key Takeaways Principal and interest (P&I) and interest-only (IO) are the two primary repayment structures for commercial loans in Australia, and they produce materially different outcomes across cash flow, total…
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News
June 2, 2026

Interest-Only Commercial Loans: When They Make Sense and What to Watch

Key Takeaways Interest-only (IO) commercial loans reduce regular repayments by deferring principal reduction for an agreed period, typically 3 to 10 years. The cash flow benefit is real, but the…
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News
June 2, 2026

How to Get a Loan for Commercial Property in Australia

Key Takeaways Getting a loan for commercial property runs on a different logic from a home loan: the property's income, the tenant, and the lease quality matter as much as…
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News
June 2, 2026

How Lenders Assess Commercial Loan Serviceability

Key Takeaways Serviceability is the lender's assessment of whether the borrower's cash flow can comfortably support the loan repayments, including a buffer for adverse scenarios. The calculation has five inputs:…
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News
June 2, 2026

Fixed vs Variable Commercial Loans: Which Is Better for Business Cash Flow?

Key Takeaways Fixed-rate commercial loans lock in the interest rate for an agreed period (typically 1 to 5 years), providing certainty in repayment amounts but limited flexibility. Variable-rate commercial loans…
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News
June 2, 2026

Documents Needed for a Commercial Property Loan in Australia

Key Takeaways Document requirements for commercial property loans depend on the borrower's entity type: individuals, companies, trusts, SMSFs, and operating businesses each have additional documents on top of the universal…
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News
June 2, 2026

Current Commercial Loan Interest Rates: Why There Is No One-Size-Fits-All Answer

Key Takeaways Searching for a 'current commercial loan rate' rarely produces a single number you can use, because commercial rates are tailored to each deal rather than published as one…
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News
June 2, 2026

Commercial Property Loans in Australia: How They Work and Who They Suit

Key Takeaways Commercial property loans fund the purchase of premises used for business purposes, with two distinct borrower profiles: owner-occupiers who run a business from the property, and investors who…
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News
June 2, 2026

Commercial Property Loan Terms: How Long Can You Borrow For?

Key Takeaways Commercial property loans usually run for facility terms of 5 to 25 years, with the amortisation schedule sometimes longer than the facility term itself. Facility term is how…
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News
June 2, 2026

Commercial Property Loan Secured by Residential Property: Pros, Cons and Risks

Key Takeaway Residential property can be used as security to support commercial borrowing, either as the sole security or alongside the commercial property being purchased. The main benefits are sharper…
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News
June 2, 2026

Commercial Property Loan Interest Rates: What Affects Your Rate?

Key Takeaways Commercial property loan rates are shaped most directly by the property itself: the type of asset, its location, and the quality of the lease all push the rate…
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News
June 2, 2026

Commercial Property Loan for a Shop, Office, Warehouse or Factory: What Changes?

Key Takeaways Lender appetite, loan to value ratio (LVR), pricing, and terms all change depending on whether you are buying a shop, office, warehouse, or factory. Office and warehouse properties…
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News
June 2, 2026

Commercial Property Loan Deposit: How Much Do You Need?

Key Takeaways Standard commercial property loans typically require a deposit of 25% to 35% of the purchase price, since loan to value ratios (LVRs) are usually capped between 65% and…
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News
June 2, 2026

Commercial Property Loan Calculator: How to Estimate Repayments Properly

Key Takeaways A commercial property loan calculator gives a useful starting estimate, but the headline number rarely tells the full repayment story. Principal and interest, interest-only, and balloon structures each…
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News
June 1, 2026

Commercial Loan Rates in Australia: What Is a Good Rate?

Key Takeaways A 'good' commercial loan rate is best defined as one that sits at or below the typical pricing range for a comparable deal in the current market, not…
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News
June 1, 2026

Commercial Loan Fees and Charges: Establishment, Valuation, Legal and Ongoing Costs

Key Takeaways The interest rate is one part of the total cost of a commercial loan; fees and charges can add 0.30% to 0.70% to the effective rate when included…
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News
June 1, 2026

Commercial Loan Comparison: Why the Lowest Rate Is Not Always the Best Loan

Key Takeaways Comparing commercial loans on headline rate alone often produces the wrong choice, because lenders compete on different combinations of rate, fees, structure, flexibility, and risk. A useful comparison…
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News
June 1, 2026

Commercial Loan Balloon Payments Explained

Key Takeaways A balloon payment is a large lump sum due at the end of a commercial loan term, with regular repayments calculated to clear only part of the principal…
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News
June 1, 2026

Commercial Loan Approval Process: What Happens from Application to Settlement

Key Takeaways The commercial loan approval process typically takes 6 to 10 weeks from application to settlement on a standard deal, though complex or specialised deals can run longer. The…
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News
June 1, 2026

SMSF Property Tax Benefits: How the 15% Rate, 10% CGT Discount, and Tax-Free Retirement Work

Key Takeaways An SMSF generally pays 15% tax on investment income during accumulation, well below most personal marginal rates. Capital gains on assets held longer than 12 months can be…
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News
June 1, 2026

SMSF Loan Deposit Requirements for Residential Property: Why 20% Is the Floor, Not the Target

Key Takeaways Residential SMSF loans are typically capped at an LVR of 70% to 80%, so expect to put down a deposit equal to 20% to 30% of the property's…
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News
June 1, 2026

SMSF Property Rules in Australia: The Sole Purpose Test, What You Can Buy, and What the ATO Penalises

Key Takeaways An SMSF can hold residential or commercial property, but every decision is judged against the sole purpose test, which is providing retirement benefits rather than present-day perks. You…
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News
June 1, 2026

What Is a Limited Recourse Borrowing Arrangement (LRBA)? The SMSF Borrowing Structure Explained

Key Takeaways An LRBA is the main legal structure that lets a self-managed super fund borrow to buy a single asset, usually property, while protecting the fund’s other assets. The…
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News
June 1, 2026

What Is a Self-Managed Super Fund (SMSF)? A Complete Guide for Australian Investors

Key Takeaways A self-managed super fund lets you and up to five other members act as trustees and make your own investment decisions, instead of leaving them to a large…
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News
June 1, 2026

Buying Commercial Property with a Loan: What to Know Before You Sign a Contract

Key Takeaways Pre-contract preparation matters more for commercial property than residential: finance clauses, valuation risk, GST, zoning, leases, and settlement timing all need to be addressed before signing rather than…
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Commercial Loan For AccountantsNews
May 29, 2026

Are Commercial Loans Hard to Get? What Lenders Actually Look At

Key Takeaways Commercial loans are not necessarily hard to get; they are different to get. The process involves deeper documentation, slower assessment, and more case-by-case judgment than residential lending. Borrowers…
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News
May 29, 2026

Commercial Loan Requirements: What You Need Before Applying

Key Takeaways A commercial loan application is built around eight core categories: business financials, BAS, tax returns, leases, entity documents, security details, deposit, and purpose of funds. Most application delays…
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News
May 29, 2026

Commercial Loan Terminology Explained: LVR, DSCR, Covenants, Balloon Payments and Annual Reviews

Key Takeaways Commercial loans carry their own vocabulary, and the jargon usually conceals a small number of real concepts: how much you can borrow, how well you can repay, what…
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News
May 29, 2026

Commercial Loan vs Business Loan: What Is the Difference?

Key Takeaways The terms commercial loan and business loan are often used interchangeably, and there is real overlap. A business loan funds the operations or growth of a business, while…
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News
May 29, 2026

Commercial Loan vs Residential Loan: Key Differences Before You Apply

Key Takeaways Commercial and residential loans look similar on the surface but are assessed, priced, structured, and regulated very differently. Residential loans focus on personal income, with standardised pricing, higher…
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News
May 29, 2026

How Do Commercial Loans Work in Australia? Rates, Terms, Security, and Approval Explained

Key Takeaways Commercial loans match a specific business or investment purpose with a tailored facility, secured against property, business assets, or both. Lenders assess the cash flow of the business…
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News
May 29, 2026

How to Get a Commercial Loan in Australia: Step-by-Step Application Guide

Key Takeaways A commercial loan application follows a defined pathway: enquiry, document preparation, lender selection, formal application, valuation, approval, and settlement. Preparation matters more than speed. Most delays come from…
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News
May 29, 2026

Types of Commercial Loans in Australia: Which One Fits Your Scenario?

Key Takeaways Commercial finance in Australia is a family of products, each built for a specific scenario. Commercial property loans fund real estate purchases; business loans support operations and growth;…
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News
May 29, 2026

What Is a Commercial Loan in Australia? A Practical Guide for Business Owners and Investors

Key Takeaway A commercial loan is a type of financing used for business or commercial property purposes, not for owner-occupied housing. It covers buying or refinancing commercial property, funding a…
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News
May 14, 2026

How Lenders Value an Accounting Practice for a Purchase or Buy-In

Summary When a CPA, CA or IPA member buys an accounting practice or buys into a partnership, the lender's valuation often differs from the vendor's. Specialist lenders typically use one…
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News
May 14, 2026

Make-Good Clauses in Commercial Leases: What Investors Need to Know

Summary A make-good clause sets out what condition a tenant must return the premises in at lease end, and how disputes get resolved. The wording can make a six-figure difference…
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News
May 14, 2026

Director’s Guarantees on Commercial Loans: What You’re Actually Signing

Summary A director's guarantee is a separate personal contract that lets a lender pursue you for any shortfall if your company defaults on its commercial loan. The wording matters: capped…
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Commercial Loans Melbourne Secure high-impact commercial loans in Melbourne. Explore business finance, asset finance, and specialist lending with a Loanworx Credit Coach. Call 1300 562 696.News
April 27, 2026

Commercial Loans Melbourne: Navigating Business Finance in 2026

Quick Answer: How to Secure Commercial Finance in Melbourne Flexibility: Commercial loans are not one-size-fits-all. Structure is more important than the interest rate. Asset Finance: Use Chattel Mortgages to upgrade…
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Unlock the power of your super. Learn how SMSF property loans in Melbourne work, the benefits of limited recourse borrowing, and how to stay compliant in 2026News
April 27, 2026

SMSF Property Loans Melbourne: Using Your Super to Build a Property Portfolio

Quick Answer: Can I Use My Super to Buy Property in Melbourne? Mechanism: You can borrow within a Self-Managed Super Fund (SMSF) using a Limited Recourse Borrowing Arrangement (LRBA). Protection:…
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What Makes Securing Home Loans in Melbourne Different in 2026News
March 31, 2026

Securing Home Loans in Melbourne: How to Buy Property and Avoid the 30-Year Debt Trap

Quick Answer: How to Navigate Melbourne Home Loans in 2026 The Market: Melbourne's auction culture is fierce. You need a pre-approval strategy that gives you absolute confidence to bid. The…
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Best Mortgage Broker Melbourne 2026: Why Brokers Beat BanksNews
March 31, 2026

Mortgage Broker Melbourne vs. Bank: Who Actually Works for You in 2026?

Quick Answer: Why Melbourne Buyers Choose Brokers Over Banks Legality: A mortgage broker is legally bound by the Best Interests Duty to put your financial needs first. Banks are exempt…
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Home Loans MelbourneNews
February 27, 2026

The First Home Buyer’s Guide to Securing a Home Loan in Melbourne (2026)

Finding the right house in Melbourne is hard enough; getting the bank to say "yes" shouldn't be the roadblock. Whether you are bidding at a fierce Saturday morning auction in…
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5 Hidden Factors That Reduce Your Borrowing Capacity (And How to Fix Them)News
February 27, 2026

5 Hidden Factors That Reduce Your Borrowing Capacity (And How to Fix Them)

You’ve done everything right. You saved the 20% deposit. You found the perfect family home in the suburbs or that sleek apartment on St Kilda Road. You’re earning a solid…
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News
November 26, 2025

Why now may be the time to buy a rental property

2025 has been a big year for property investors. But the rapid growth of investment lending has fuelled speculation about a possible crackdown on loans to property investors. We explain…
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November 19, 2025

5-year goal: 1-in-3 Gen Zs planning to buy a first home

Gen Z may be known for being tech savvy, but they’re also showing their smarts when it comes to home buying, with a surprisingly large number preparing to buy their…
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November 12, 2025

Australian home owners focus on paying down debt

To save or to pay down your home loan, that is the question. Ok, so it’s not Shakespearean levels of contemplation – but it’s still a big decision facing many…
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News
November 5, 2025

Time to buy? House prices tipped to heat up this summer

Property prices are running hot as we head into summer, and the market is tipped to dial up even further over the next 12 months. Here’s how it could shape…
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October 29, 2025

Forget ‘The Block’, more homes are selling at auction

Season 21 of The Block may be over but the sales are not, with two homes failing to find buyers at auction. It’s a different story across the broader market though. As…
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News
October 22, 2025

All aboard! The affordability of just one extra train stop

If you’ve just boarded the home buyer express, chances are ‘value’ is high on your list of neighbourhood must-haves. Well, it turns out that house hunters who are happy to…
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News
October 15, 2025

Bank of Mum and Dad stumps up $40,000

They say there’s nothing quite like a parent’s love. Well, perhaps except for a parent’s love plus an extra $40,000 to help buy your first home. Today we’ll look at…
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News
October 8, 2025

What are the chances of another rate cut this year?

The Reserve Bank has the cash rate in a holding pattern, and several of the big banks have scaled back their predictions of another cash rate cut in 2025. Here’s…
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News
October 1, 2025

Separating? Understand your home loan options

Nicole Kidman and Keith Urban are making headlines, having reportedly called time on their 19-year marriage. If you’re also facing a relationship break-up, it’s important to know where you stand…
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September 24, 2025

99% of brokers have helped their clients secure a lower rate

Switching to a new home loan might sound like a hassle. But new research shows brokers don’t just make refinancing easier, they can also help home owners secure a lower…
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September 22, 2025

Introducing the Zero Debt Club: Your path to financial freedom

Loanworx is thrilled to introduce to the market this brand new product This product The Zero Debt Club has the ability to enhance and change lives for ever. Are you…
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September 17, 2025

Countdown to be in your new home by Christmas

The clock is ticking towards the festive season, and home buyers still have a small window of opportunity to be settled in their new place by Christmas Day. The good…
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September 10, 2025

Jump into the market up to 4 years sooner with 5% deposit scheme

If you’re like most first home buyers, you’ve probably realised by now that saving up for a 20% deposit can be a real slog. But what if we told you…
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September 3, 2025

5 steps to help you find a competitive edge this home-buying season

Spring is traditionally the peak season for property, and three rate cuts this year could further fuel buyer competition. Check out five steps that can give you a valuable head…
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August 27, 2025

5% deposit scheme expands early – will it increase house prices?

The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has been expanded sooner than expected. But an unexpected twist means…
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August 20, 2025

Surge in switching: 1,000 home loans refinanced every day

Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan better suited to their needs…
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August 12, 2025

Third rate cut delivered this year as RBA trims cash rate to 3.60%

Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points…
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August 6, 2025

Skipping pre-approval sees 1-in-10 first home buyers miss out

Buying a first home isn’t always easy, and first-timers sometimes miss out on a place they’ve set their heart on. But more than one-in-ten first-time buyers have missed out simply…
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July 30, 2025

How your home can help your kids get a great education

Location, location, location. Or should we say: education, education, education. New research shows homes in the catchment areas of sought-after public schools can command six-figure price premiums. Here’s why. (more…)
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July 23, 2025

Newly built homes notch up strongest sales in 3 years

There’s a lot to love about buying a brand new home, and sales of recently constructed homes have increased 19% over the last quarter. We look at the pros and…
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News
July 16, 2025

Has your borrowing power increased in 2025?

If you haven’t checked your borrowing power recently, it might be worth another look. A lot has happened in 2025, and your borrowing capacity could be higher than you realise.…
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July 9, 2025

Two-thirds of borrowers could save by refinancing: report

Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing. Despite this, plenty of borrowers…
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News
July 2, 2025

Small deposit? 50,000 Home Guarantee Scheme spots just opened up

Growing a 20% deposit isn’t just challenging. It can be a (very) long slog. Fortunately, 50,000 new places in the popular 5% deposit Home Guarantee Scheme just opened up on…
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June 25, 2025

How to make an offer on a home

Finding the property that’s right for you and your budget is an exciting milestone! But what happens next? We explain how to make an offer and seal the deal. (more…)
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June 18, 2025

Welcome back! Home lending jumps as first home buyers return

Here’s some warming news for winter – first home buyers are making a welcome return to the property market. Several factors suggest the stars may have aligned to make now…
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